Tom Miller, Jr. is a Professor of Finance and inaugural holder of the Jack R. Lee Chair of Financial Institutions and Consumer Finance at Mississippi State University. He is also a Senior Research Fellow at Consumers’ Research in Washington, DC.  

Professor Miller received his Ph.D. in finance from the University of Washington (Seattle) and his Bachelor’s and Master’s degrees in applied economics from Montana State University. He has taught at the University of Washington, the University of Missouri—Columbia, Washington University in St. Louis, and Saint Louis University.  

His current research includes projects on various aspects of consumer credit and, specifically, small dollar installment loans. Professor Miller also maintains an active research interest in derivative securities. He is the author of How do Small-Dollar Nonbank Loans Work? and a co-author of Fundamentals of Investments: Valuation and Management, 10th ed.  

Professor Miller’s interests include American Saddlebred horses and playing jazz and blues on his tenor saxophone.